Health Insurance
Health Insurance Solutions
Our health insurance professionals help you choose plans that suit your health needs and risk profile, giving you confidence that you’re fully protected. We empower individuals and businesses to make smart, secure decisions for their future. From risk management to personalized coverage recommendations, we simplify the complex—so you can focus on what matters most while we safeguard your well-being and financial stability.
Our Expertise
Delivering Reliable Insurance Solutions
Under 65 Insurance
We advise Connecticut residents on the health insurance options that best fit their financial profile, helping them choose coverage with clarity and confidence.
Over 65 (Medicare)
We support Connecticut residents over 65 in understanding and selecting the Medicare plan that aligns with their medical needs, lifestyle, and financial goals.
Employer Insurance regulation compliance
We help employers navigating health insurance regulatory requirements by offering risk assessment, policy developments and compliance audits.
Employer group health
We help small to mid-sized employers navigate group health plan options and identify the coverage that delivers the greatest value for their team and their bottom line.
Protecting Your Health with Confidence
Safeguard your health with dependable insurance and financial protection. Our experts are here to help you navigate the best coverage options available.
FAQ’s
Have Queries? Get Clear Answers
You have a 7-month Initial Enrollment Period (IEP) that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after. It is crucial to enroll during this window to avoid potential late enrollment penalties.
Yes, depending on your income and household size, you may qualify for premium tax credits and lower out-of-pocket costs on plans purchased through the Health Insurance Marketplace, in most instances to $0.
Individuals under 65 with certain disabilities, End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS) may be eligible for Medicare.
If you retire before 65, you will need to apply for health coverage through health insurance marketplace. We can help you select the best available insurance plan and take advantage of health insurance subsidies.